THE DEAL TOOL FOR CREATIVE INVESTORS

STOP ASKING
THE BANK.
Start Closing.

Creative Finance Machine finds motivated sellers, automatically picks your best exit strategy, runs the full mortgage takeover breakdown, generates offer letters, and gives you a step-by-step closing checklist — all 50 states.

See How It Works →
5
STRATEGIES
50
US STATES
100%
NO BANK
$0
HARD MONEY
LIVE TOOL PREVIEW
Everything in one dashboard

From finding the deal to closing it — skip trace, calculate, get your strategy picked for you, and walk out with a signed LOI.

🔍 Find Deals
🧮 Calculator
📊 Breakdown
👤 Skip Trace
📄 Offer Letters
🎯 Deal Advisor
📋 Pipeline
MONTHLY SPREAD
$730
PITI (your cost)$2,386
Wrap pmt (buyer)$3,116
Annual cash flow$8,760
UPFRONT PROFIT
$72K
Down collected$75,000
Cash in$3,000
Net OOP$3,000
🏆 RECOMMENDED STRATEGY
Subject-To + Wrap
Rate lock at 2.99% — $730/mo spread with $72k upfront. Seller is 94/100 motivated. 142 days on market. This is the play.
CLOSING CHECKLIST — 4 / 14 COMPLETE
Run Comparable Sales (Comps)
Pull Title Report
Skip Trace & Contact Owner
Build & Send Offer Letter
Hire RE Attorney (Sub-To experience)REQUIRED
Get 3rd Party Authorization from Seller
Confirm Loan Servicer & Account Info
WHAT YOU GET
Built for the investor
who moves fast.

Every tool you need to find, analyze, structure, and close creative finance deals — without spreadsheets, without guessing, without banks.

🔍
Motivated Seller Finder
Search all 50 states by city, ZIP, or state. Filter by DOM, equity, motivation score, absentee owner, low rate, and more. Every property flags its best strategy.
ALL 50 STATES
🎯
AI Deal Advisor
Scores all 5 strategies against real deal numbers. Tells you exactly which exit wins and why — with key metrics, score breakdown, and one-click load into the calculator.
PICKS FOR YOU
🧮
Creative Finance Calculator
Model Sub-To + Wrap, Owner Finance, Lease Option, and Slow Flip side by side. Monthly spread, upfront profit, 10-year projections, arrears calculator, all of it.
5 STRATEGIES
📊
Full Mortgage Takeover Breakdown
Payment-by-payment amortization showing your cost vs. wrap income. Yearly or monthly view. Arrears to bring current. Months to recover your entry cost. Grand total return.
PAYMENT BY PAYMENT
👤
Skip Trace & Outreach
Look up property owners with motivation scores, signal tags, and full contact info. One-click call scripts, 3-touch text sequences, and email templates ready to copy.
CALL · TEXT · EMAIL
📄
Offer Letter Generator
Enter a suggested monthly payment — we back-calculate the offer price. Auto-generates a professional LOI with mortgage takeover table, arrears section, and payment schedule. Download or copy instantly.
INSTANT LOI
✅
Step-by-Step Closing Checklist
Strategy-specific checklist with every step from comps to close — including live links to title companies, attorneys, servicers, county recorders, and more. Track your progress.
WITH LIVE LINKS
🔨
Slow Flip Analyzer
Acquire creatively, hold and improve, sell retail. Model ARV, rehab budget, hold costs, tenant rent offset, and net profit — with ROI and annualized return. No hard money. No bank.
NO HARD MONEY
📋
Deal Pipeline Tracker
Every deal tracked from Prospecting → Contacted → Negotiating → Closed. Add deals from any tab. Advance stages with one click. Full count badge so nothing falls through.
FULL PIPELINE
HOW IT WORKS
From cold lead to closed deal
in one tool.
01
Find your motivated seller
Search any city or ZIP across all 50 states. Filter by days on market, equity position, interest rate, absentee status, and motivation score. Every result is ranked and flagged with the best strategy fit.
All 50 StatesDOM FilterMotivation ScoreEquity Flag
02
Hit "Run #s" — everything fills in
One click loads the property into every tab simultaneously — Calculator, Loan Breakdown, Skip Trace, Offer Letter, and Slow Flip. All fields auto-populate from the listing data. A property banner follows you across every tab so you always know which deal you're working.
Auto-Fill All TabsBack Button WorksActive Property Banner
03
Get your strategy picked for you
The Deal Advisor scores all 5 strategies against the actual numbers — rate, equity, DOM, motivation, spread, and ARV. It ranks them, tells you why the winner wins, and lets you load it into the calculator with one click. No guessing.
Sub-To + WrapOwner FinanceLease OptionSlow FlipWrap Mortgage
04
Skip trace, outreach, send the offer
Look up the owner, get their motivation score and contact info, copy your call script or text sequence, then generate a professional offer letter with the mortgage takeover breakdown and arrears table already built in. Download it or copy and send.
Skip TraceCall ScriptText SequenceLOI Generator
05
Follow the checklist to close
A strategy-specific checklist walks you through every step from comps to closing — with live links to title companies, RE attorneys, loan servicers, county recorders, contractor sites, and more. Check items off as you go. Progress bar tracks your completion.
Universal StepsStrategy StepsLive Resource LinksProgress Tracker
PRICING
Simple. Transparent. No Gotchas.

Pay via PayPal. Cancel anytime. All plans include every feature.

STARTER
$47/month
 

Everything you need to start closing creative deals. Full access to all tools and strategies.

  • All 50-state deal search
  • Deal Advisor (strategy picker)
  • Creative Finance Calculator
  • Full Loan Breakdown & Amortization
  • Skip Trace & Outreach Scripts
  • Offer Letter Generator
  • Closing Checklist with Live Links
  • Pipeline Tracker
  • Slow Flip Analyzer
  • Team seats
  • White-label branding
BEST VALUE — SAVE $188
ANNUAL
$376/year
= $31.33/mo · You save $188 vs monthly

The full suite for serious investors. One payment, all year. That's one deal covering your entire year of access.

  • Everything in Starter
  • 2 months free vs monthly billing
  • Priority support
  • Early access to new features
  • Deal review community access
  • Team seats
  • White-label branding
INVESTOR PRO
$97/month
or $797/yr · Save $367

For investors running multiple deals, coaching clients, or small teams. White-label the tool as your own.

  • Everything in Annual
  • Up to 5 team seats
  • White-label branding (your logo/colors)
  • Client-facing mode
  • Bulk offer letter generation
  • Direct Slack/email support
  • Monthly live deal review call
Secure checkout via PayPal · Cancel anytime from your PayPal account · Questions? disguisedfame@gmail.com
WHAT INVESTORS SAY
Real deals. Real results.
★★★★★
"I literally ran the numbers on a Sub-To deal, had the strategy picked for me, and sent the offer letter in under 20 minutes. The checklist alone is worth the subscription."
MR
Marcus R.
Houston, TX · 14 doors
★★★★★
"The arrears section in the offer letter is a game changer. Sellers see exactly how we clear their debt at closing. Three deals closed this quarter using this tool."
TL
Tanya L.
Atlanta, GA · Sub-To investor
★★★★★
"I coach 30+ students and I send them all here first. The Deal Advisor teaches creative finance better than most courses — and you're learning on real deals."
JK
James K.
Denver, CO · RE Coach
VS. THE ALTERNATIVES
Why this wins.
Feature CFM PropStream Spreadsheets Courses
All 50-state deal search✓✓——
Auto strategy recommendation✓———
Creative finance calculator✓—Manual—
Mortgage takeover breakdown✓—Manual—
Offer letter generator✓———
Closing checklist with links✓———
Skip trace + outreach scripts✓Partial——
Slow flip analyzer✓—Manual—
Monthly price$47$99+Free (your time)$997–$5k
FAQ
Questions? Answered.
Do I need real estate experience to use this?
Not at all. The Deal Advisor explains every strategy in plain language and tells you exactly why it's recommending each exit. The checklist walks you step by step. Many first-deal investors have used this as their entire education.
Is this real data or mock data?
The current version uses intelligently generated demo properties based on real market patterns across all 50 states. The tool is designed to connect to live PropStream, BatchLeads, or MLS APIs — contact us if you want a live data integration for your subscription.
Can I use the offer letters for real deals?
Yes — the offer letters are professional Letters of Intent with full mortgage takeover breakdowns, arrears tables, and payment schedules. They are non-binding LOIs suitable for sending to sellers. Always have a real estate attorney review before signing a binding purchase agreement.
What states does this cover?
All 50 US states. You can search by city, ZIP, or state dropdown. The checklist auto-adjusts its resource links to your deal's state (attorney lookup, county recorder, SOS, etc.).
Can I cancel anytime?
Yes. Monthly plans cancel anytime with no penalty. Annual plans are non-refundable after 14 days but you keep full access until the end of your billing year.
What's included in the Investor Pro plan?
Everything in Annual plus up to 5 team seats, white-label branding (your logo and colors on the tool), client-facing mode, bulk offer letter generation, direct support, and a monthly live deal review call with our team.
Who built this?
Creative Finance Machine was built by Samantha Ehrlick, a multi-stream entrepreneur, housing operator, and creative finance investor based in Colorado. She built the tool she wished existed when she started — and now she's making it available to investors nationwide.

READY TO
CLOSE?

Pay securely via PayPal. Cancel anytime. One deal pays for your entire year of access.